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    Balancing Act: Pay Back Figuratively Speaking or Save More?

    Balancing Act: Pay Back Figuratively Speaking or Save More?

    You’re finally there: You’ve graduated from university after numerous difficult years, you’ve got employment in your field, and you’re really able to balance your budget so you’re not merely having to pay your bills, you have actually a little bit of extra cash remaining each thirty days.

    Now the real question is, how to handle it with that money that is extra? A little more exciting, the debate should most likely come down to either paying off your student loan debt or starting to save — for retirement, a down payment, or simply a larger emergency cushion despite the temptation of shopping sprees or making all those nights out with friends.

    If you’re like 71% of university graduates, you’ve got education loan financial obligation, which averages almost $30,000 per graduate. Meanwhile, 41% of millennials concern yourself with placing sufficient cash away, and 20% aren’t saving at all, relating to a survey reported in United States Of America Today. (more…)

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