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    HCSTC borrowers are less inclined to be confident handling cash

    HCSTC borrowers are less inclined to be confident handling cash

    Based on our Financial Lives Survey 2017, borrowers with HCSTC loans (payday and instalment that is short-term) differ in age.

    Figure 5 implies that borrowers between 25 to 34 years old keeping HCSTC loans (33.4%) had been especially overrepresented in comparison to great britain grownups within that age groups (17.5%). Similarly, borrowers over 55 yrs . old had been considerably less prone to have HCSTC loans (12.2%) set alongside the British population within that age bracket (34.8%). The study additionally discovered that 60% of pay day loan borrowers and 45% for short-term instalment loans had been feminine, compared to 51% regarding the British population being feminine.

    HCSTC borrowers tend to live in rented properties or with moms and dads

    Five in six HCSTC clients will work time that is full. (more…)

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